Bankruptcy Lawyers in New York

The Relief You Need and the Respect You Deserve

The legal option of bankruptcy exists for a reason. It allows you to reduce or eliminate your debt, giving you a fresh start and a new chance at success.

Our highly skilled bankruptcy attorneys have the track record to guide you through the complex process and protect your assets.

Whether you’re overwhelmed by credit card debt, medical bills, utility bills, tax debt, bank loans, uninsured damage to your home or business, or other unsecured debt, we’ll file for the type of bankruptcy that’s right for you—Chapter 7, Chapter 11, or Chapter 13—and protect your assets from creditors.

Discharging unsecured debt or reorganizing your debt through a court-approved plan safeguards your home, car, and other assets from foreclosure, liens, and other holds and claims. It legally prevents creditors from starting or continuing collection actions and from harassing you by phone, mail, or email.

Sometimes you just need a break. Bankruptcy can help you catch a second wind and get a second chance.

Your circumstances are unique, and your legal strategy should be tailored to your specific needs and goals. Our firm combines personal attention and powerful representation, representing you with understanding, respect, and determination.

When you work with a bankruptcy attorney New York residents can trust, you also gain a guide through the specific procedures of the U.S. Bankruptcy Court for the Southern and Eastern Districts of New York, including how local rules, filing requirements, and trustee practices may affect the timing and structure of your case.

Understanding New York Bankruptcy Options

Before deciding whether bankruptcy is right for you, it helps to understand the basic options available under federal law and how they work in New York. Most individuals consider Chapter 7 or Chapter 13, while businesses often look to Chapter 11 to restructure operations and debt. Each chapter has different eligibility rules, procedures, and consequences for your property and future credit. We help you evaluate which path is most realistic based on your income, assets, and the types of debt you are facing, taking into account New York and New Jersey exemptions and procedures.

Chapter 7 is often referred to as a liquidation, but many people can keep most or all of their property because exemptions protect certain assets from being sold. In cases filed in the Southern or Eastern District of New York, a court-appointed trustee reviews your assets and financial history, and we prepare you for what documents and information will be required. For clients who do not qualify for Chapter 7 based on the means test, or who need to protect property that might be at risk, we often explore whether a Chapter 13 repayment plan would provide better protection and a clearer path forward.

Chapter 13 allows individuals with regular income to propose a three- to five-year repayment plan that can stop foreclosure actions, repossessions, and wage garnishments. At the same time, you catch up on overdue payments. In New York, this can be especially valuable for homeowners who are behind on mortgages or co-op maintenance, giving them time to cure arrears under court supervision rather than facing aggressive action in state court. For businesses, Chapter 11 can provide a framework to renegotiate leases, manage trade debt, and preserve jobs while developing a plan that can be confirmed by the bankruptcy court, allowing operations to continue rather than shutting down abruptly.

Why Choose Our New York Bankruptcy Team

For more than 50 years, our firm has helped individuals and businesses protect their assets, address financial challenges, and plan for the future with confidence. With convenient office locations in New York City, Long Island, and New Jersey, we understand the unique economic realities and legal considerations facing clients throughout the region.

Our bankruptcy attorneys work as part of a collaborative, multidisciplinary team. This allows us to provide comprehensive legal guidance when bankruptcy intersects with other important areas of law, ensuring no detail is overlooked, and your interests are fully protected.

Our related practice experience includes:

• Matrimonial and family law
• Real estate law
• Labor and employment law
• Estate planning and administration
• Commercial litigation
• Dispute resolution

By combining decades of experience with a team-based approach, we are able to develop strategic, personalized solutions that support your immediate needs and your long-term financial goals.

For years, we’ve been helping clients get from under seemingly insurmountable debt, move on with their lives, and find success again. We can do the same for you.

When you compare firms, there are several reasons clients choose to work with our bankruptcy team in New York:

• Over five decades of experience handling legal matters for individuals, families, and businesses through changing economic conditions in New York and New Jersey.
• Integrated, multi-practice support that connects your bankruptcy strategy with related issues such as real estate, family law, employment concerns, and estate planning.
• Personal attention with firm-wide resources so you receive responsive communication and customized guidance backed by a collaborative team.
• Local insight into New York courts, trustees, and creditor practices that helps us anticipate challenges and pursue practical, durable solutions.

When you hire a bankruptcy lawyer New York businesses and individuals rely on, you benefit from our understanding of how local creditors, banks, and landlords typically approach negotiations, which allows us to pursue realistic solutions that fit the financial conditions in New York City, Long Island, and surrounding communities.